CompareDebtRecovery

How it works

From “owed money” to “agency instructed” in three steps

Most people chasing a debt have never hired a collection agency before. Here's exactly what happens, what we ask, and why.

01

Tell us about the debt

The amount, the kind of debt — an unpaid invoice, rent arrears, a CCJ — and roughly where the debtor is. Three short steps, about a minute, and nothing you won't have to hand.

Why we ask: agencies set minimum debt values, specialise by debt type and cover different regions. Your answers filter out everyone who wouldn't genuinely take your case.

02

Compare agencies that fit

Your comparison sets agencies out side by side: fee model (no-win-no-fee, commission or fixed fee), minimum debt value, specialisms and coverage — like for like.

Agencies are compared without names so they compete on terms and fit, not marketing budgets. Nobody can pay for a better position: what you see is ordered by fit for your case.

03

Choose and get introduced

Pick the agency that suits you and we introduce you directly — their name, credentials and contact details, plus your case details to them so you don't repeat yourself.

The agency takes it from there under their terms, which you agree with them. You're free to walk away at any point before instructing them, and choosing costs nothing.

What it costs you: nothing. Here's who pays.

You (the creditor)

Comparing, being matched and being introduced are free, with no obligation. If you instruct an agency, you agree their fees directly with them — and you'll have seen their fee model in the comparison first.

The agency

Agencies pay us a fixed fee for each introduction they receive. Every agency pays the same way, listing is free, and payment never affects position — so there's no incentive for us to push you anywhere.

Questions about the model? The FAQ covers it in detail →

Ready to compare?

Tell us what you're owed — see how vetted agencies stack up on fees, model and specialisms. Free, no obligation, and no sales calls.