Free for creditors · No sales calls · UK-based
Owed money? Compare UK debt recovery agencies — free.
Put vetted agencies side by side on fees, recovery model and specialisms — then choose who chases your money. Agencies pay us for the introduction. You pay nothing.
- ✓ No obligation
- ✓ No pay-to-rank — ever
- ✓ Your details go only to the agency you choose
How it works
Three steps to the right agency
STEP 01
Tell us about the debt
Amount, type of debt and where the debtor is based. It takes about a minute and you won't be asked for anything you don't have to hand.
STEP 02
Compare agencies that fit
See how agencies that take cases like yours compare — fee model, minimum debt value, specialisms and coverage — side by side, before you commit to anything.
STEP 03
Choose and get introduced
Pick the agency that suits you and we make the introduction. They take it from there. No obligation at any point, and no charge to you — ever.
The comparison
See what recovery actually costs — before you commit
Every agency on the panel is set out the same way, so you can compare like for like. Here's what you'll see for each one:
Fee model
No-win-no-fee, commission percentage, or fixed fees — and what each means for your payout.
Minimum debt value
Only see agencies that actually take debts your size. No wasted enquiries.
Specialisms
Invoice debt, rent arrears, CCJ enforcement, trace work — matched to your case.
Coverage
Where the agency operates, matched against where your debtor is based.
Agency names are revealed when you choose — so agencies compete on their terms and track record, not on marketing spend. And because no one can pay for placement, the order you see is the order that fits your case.
Start from your situation
Whatever you're chasing, start here
Recover an unpaid invoice
Late invoices are the most common commercial debt in the UK — and the easiest to leave too long. The older an invoice gets, the harder it is to collect. A specialist agency puts structured pressure on the debtor: formal demands, credit-file consequences and, where needed, escalation to legal action.
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Recover rent arrears
Whether it's a commercial tenant behind on rent or a former residential tenant who left owing money, rent arrears have their own legal routes — and agencies that specialise in them. The right recovery route depends on whether the tenancy is ongoing, the tenant's circumstances, and how much is owed.
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Enforce a CCJ and actually get paid
Winning a County Court Judgment doesn't put money in your account — enforcement does. If a debtor is ignoring a CCJ, you have several enforcement routes, and choosing the right one for the debtor's circumstances is what decides whether you get paid.
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Free tool
Late invoice? You're owed more than the invoice.
On overdue commercial invoices, UK law lets you add statutory interest — 8% plus the Bank of England base rate — and a fixed compensation fee of £40 to £100 per invoice. Our free calculator works out exactly what you can claim, and drafts the wording to send.
Open the calculator →Example · £4,200 invoice, 90 days overdue
- Fixed compensation
- £70.00
- Statutory interest accrued
- £121.68
- Total you can demand
- £4,391.68
Illustration at 11.75% (8% + 3.75% base rate). The calculator uses your figures and dates.
Why CompareDebtRecovery
Impartial by design — here's how we make money
Agencies pay, you don't
When you choose an agency, they pay us for the introduction. That's our only income. We're never paid by you, and never paid extra to push one agency over another.
No pay-to-rank
Listing on the panel is free and every agency pays the same way, so no one can buy the top spot. What you see is ordered by fit for your case — nothing else.
Your details stay yours
We share your details with the one agency you choose — never sold, never added to marketing lists, never passed to anyone else. And we'll never cold-call you.
Good to know
Questions, answered
Is it really free?
Yes. Comparing and being introduced costs you nothing. Agencies pay us for introductions — that's the whole business model. You never pay us, and no agency can pay to rank higher.
Will I get sales calls?
No. We work by email. Your phone number is optional, and we only pass it on if you tell us you'd like the agency you choose to call you.
What kinds of debt can I chase?
Unpaid commercial invoices, rent arrears (commercial and residential), CCJs that need enforcing, business and personal loans, and most other UK debts owed to you.
How do the agencies charge?
Most work on commission or no-win-no-fee terms; some charge fixed fees for specific actions. The comparison puts each agency's model side by side so you can see exactly what recovery would cost.
Ready to compare?
Tell us what you're owed — see how vetted agencies stack up on fees, model and specialisms. Free, no obligation, and no sales calls.